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Graduate Financial Aid

A graduate degree is a valuable investment in your future career and earnings — and USF is committed to helping you keep it affordable.

2 Options for Graduate Financial Aid

Graduate Assistantship

Assistantships are available to students enrolled in most on-campus graduate programs, with the exception of Physician Assistant Studies. Due to restrictions within certain programs, students should speak directly to the program director. Note: students in USF’s online graduate programs are not eligible for graduate assistantships.

Graduate assistants work in an assigned area on campus for 10 hours per week (to receive $3,000 per semester).

Applicants must:

  • Be fully accepted into one of the approved graduate programs
  • Not receive other institutional discounts, e.g., graduate scholarships
  • Maintain an overall GPA of 3.0
  • Participate in an annual research or teaching project to be assigned and monitored by the department and/or the Graduate School.

To Apply:

Note: the application period has closed

Federal Loans

Many graduate students are eligible for federal loans. To apply, you must first file a Free Application for Federal Student Aid (FAFSA) and use our school code: 001832.

  • Direct Stafford Unsubsidized Loans are not need-based and not restricted by family income. Borrowers pay interest semiannually while in school or add the interest to the amount borrowed at the time of repayment.
    • Fixed interest rate for graduate borrowers is 6.08% for the 2019 – 2020 academic year.
  • Grad PLUS Loans enable graduate students (who are enrolled ½ time) to borrow up to the cost of their education minus any other financial aid. Repayment is deferred while the student is enrolled at least half time, though interest will accrue after full disbursement of the loan. Prior to applying, applicants must complete a FAFSA and apply for the maximum annual loan eligibility through the Federal Unsubsidized Direct Loan Program.
    • The fixed interest rate for borrowers is 7.08% for the 2019 – 2020 academic year.
    • PLUS loans borrowed between Oct 1, 2019 and Oct 1, 2020 have an origination fee of 4.236%.


USF accepts up to 15 transfer graduate credits. Some restrictions apply, so ask your graduate admissions counselor for more information.